Fintech Book Publication
Discover authoritative resources that blend academic depth with practical relevance. Our Books collection, authored by UNS Fintech Center experts and global collaborators, covers themes like:
- Digital Transformation in Islamic Banking: Challenges and Opportunities
- Fintech for Inclusive Growth: Case Studies from Southeast Asia
- Sustainable Finance: Bridging Green Economy and Digitalization
These titles serve as textbooks in universities and reference guides for regulators, offering frameworks for blockchain integration, Sharia-compliant product design, and MSME digitalization strategies. Available in print and e-book formats, our publications are utilized by institutions such as Bank Indonesia and Universiti Malaya.
Sebelas Maret Business Review
Sebelas Maret Business Review, hereafter SMBR, provides a forum for both academics and professionals to share their idea about the latest development of management and business in the Southeast Asia context. SMBR could also be an outlet for a solid recommendation in order to assist organizations or other entities in the current business world situation. SMBR publishes both empirical and non-empirical (contextual, descriptive, case-study) articles emphasizing on the recent business issues nationally or internationally. To cope with the current advancement of the publishing world especially in the academic journal article, SMBR follows the modern-style of article journal presentation. Each article published in SMBR have an outstanding story inside, strong background and contribution, robust analysis and empirical testing, and convincing conclusion and managerial implications. Articles submitted to the SMBR should cover business topics in the context of Southeast Asia related to key disciplines: general management, finance, accounting, marketing, human capital, operations management, entrepreneurship, leadership, strategy, business ethics, Islamic business, and international business. Other topics are welcome, as long as it could stimulate discussions about business. SMBR operate blind review processes for each submitted article to ensure rigorous publishing process.
Bulletin of Fintech and Digital Economy
The rapid development of digitalization in the global economy has unlocked unprecedented opportunities for consumers, businesses, and societies at large. Innovations such as blockchain technology, artificial intelligence (AI)-driven financial services, mobile banking platforms, and decentralized finance (DeFi) ecosystems have democratized access to financial tools, enabling greater financial inclusion, personalized customer experiences, and efficiency in cross-border transactions. For instance, digital wallets and peer-to-peer (P2P) lending platforms now empower unbanked populations in emerging markets, while AI-powered robo-advisors democratize investment opportunities for retail investors. Similarly, the rise of e-commerce and digital marketplaces has transformed consumer behavior, creating new avenues for entrepreneurship and economic growth.
However, this digital revolution also introduces complex challenges that demand urgent attention from regulators, policymakers, and industry stakeholders. The accelerating pace of technological innovation often outpaces existing regulatory frameworks, creating gaps in areas such as data privacy, cybersecurity, consumer protection, and anti-money laundering (AML) compliance. For example, the anonymity afforded by cryptocurrencies and the rapid growth of decentralized autonomous organizations (DAOs) challenge traditional oversight mechanisms. Meanwhile, the integration of big data analytics in financial services raises ethical concerns about algorithmic bias and the misuse of consumer data. Traditional financial institutions, too, face disruption as agile fintech startups redefine customer expectations for speed, transparency, and accessibility. These dynamics necessitate a collaborative, forward-thinking approach to regulation and industry adaptation.
