In teaching, he covers a range of undergraduate courses including Household Financial Management, Consumer Credit and Debt Management, Personal Finance and Productivity, Psychology of Money, Consumer and Financial Markets, and Human Capital and Economics. At the postgraduate level, he teaches Theories and Management of Financial Planning Organizations and Credit and Debt Management. To date, he has successfully supervised 19 Ph.D. and 14 Master’s students.

His research interests encompass financial literacy, financial technology (FinTech), financial well-being, financial vulnerability, and debt management. He has led 37 research projects as principal investigator with a total grant value of RM1,988,625, secured from various national and international funding bodies. Additionally, he has headed 19 consultancy projects worth RM501,068.26, commissioned by organizations such as Bank Negara Malaysia, Tenaga Cable Industries Sdn. Bhd. (a subsidiary of TNB), the Construction Industry Development Board (CIDB), the Credit Counselling and Debt Management Agency (AKPK), the Malaysian Consumer and Family Economics Association (MACFEA), and the Ministry of Domestic Trade and Cost of Living (KPDN).

His academic influence and research impact are evident through his citation indices: SCOPUS H-index of 24, Web of Science (WOS) H-index of 16, and Google Scholar H-index of 41. He has published over 135 refereed journal articles indexed in WOS, Scopus, and ERA, more than 100 non-indexed journal articles, 23 books, and 28 book chapters published by both local and international publishers.

According to SCOPUS analytics, he ranks first globally in financial behavior, fourth in financial well-being, fifth in financial socialization, and tenth in financial literacy. Google Scholar data also position him as the top author globally in financial well-being and financial vulnerability.

At the national level, Professor Fazli has served as an Expert Panel Member for the Ministry of Housing and Local Government, Advisory Board Member of the Islamic Training Institute of Malaysia (ILIM) under JAKIM, Council Member of Islamic Studies Deans, Curriculum Committee Member for Early Childhood Education under the Ministry of Education, Think Tank Member for the Institute for Youth Research (IYRES) and Institut Darul Ridzuan (IDR). He is also a Member of the Executive Committee for the National Dakwah Council’s Intellectual Discourse Series.

Within the financial planning and education industry, he is an MFPC Fellow, Vice President (Research and Publication) of MFPC (2019–2027), Editor-in-Chief of the Journal of Wealth Management and Financial Planning and Financial First Magazine, and Deputy Chairman of the MFPC Ethics and Compliance Board (2024–2025). He previously served as Executive Committee Member of MACFEA (2012–2020), Financial Literacy Expert for Spark Capital Development Berhad (2024–2026), and Committee Member of the UNESCO Entrepreneurship Education Network (EE Net) Malaysia (2024–2027).

He is frequently invited as a keynote speaker and distinguished presenter at both local and international conferences, including in Vietnam, Indonesia, Thailand, the Philippines, Japan, South Korea, Turkey, Bangladesh, India, China, and South Africa, sponsored by organizations such as the Asian Development Bank Institute (ADBI) and Child and Youth Finance International (CYFI). He has also chaired conference sessions and served as discussant, demonstrating his academic leadership and international recognition.

At the international level, he is the Vice President of the Asian Association for Consumer Interest and Marketing (AACIM), Board Member of the International Academy of Financial Consumers (IAFICO), Board Member of the Asia-Pacific Risk and Insurance Association (APRIA), and Academic Advisory Board Member of dacadoo AG, Switzerland. His global influence is further strengthened through his role as Executive Council Member and Country President (Malaysia) of the Scholars Academic and Scientific Society.

Academically, he has been appointed Visiting Professor at the Nottingham University Business School, United Kingdom, the Center for Fintech and Banking, Universitas Sebelas Maret (UNS), Surakarta, and Institut Sosial dan Manajemen STIAMI, Jakarta. He is also an Adjunct Professor at Institut Pertanian Bogor (IPB University) (2022–2027) and the Department of Management, Universitas Airlangga, Indonesia. These appointments underscore his scholarly distinction and commitment to strengthening international collaboration, knowledge exchange, and regional academic capacity building.

Professor Fazli is an active member of several professional associations at both national and international levels, including MACFEA, the Malaysian Social Science Association, the International Federation for Home Economics, the International Society for Development and Sustainability, and the American Association of International Researchers.

He has conducted more than 100 training sessions and lectures for various agencies including the Prime Minister’s Department, Employees Provident Fund (EPF), Labuan Corporation, Bank Muamalat Malaysia Berhad, TEKUN Nasional, INTAN, Lembaga Zakat Selangor, CUEPACS, and KPJ Tawakal Hospital.

Throughout his distinguished career, he has received 39 prestigious awards—22 international and 17 national—through innovation platforms such as the World Inventor Award Festival (Korea), International Invention Innovation Competition (iCAN, Canada), ITEX, and Malaysian Technology Expo (MTE). His accolades include the WIPO Medal for Creativity, Invention for Children Order of Merit, Best Innovation Award by MyIPO, and the Gold Medal of the National Intellectual Property Award (2015) for his commercialized product “Smart Money Kit: Bright Kids Smart Money”, which holds eight copyrights and two trademarks.

In 2022, he received the Vice-Chancellor’s Fellowship Award (Best Researcher in Social Sciences) from Universiti Putra Malaysia. Beyond academia, he actively contributes to community development through financial education programs such as Program Bijak Wang with the Ministry of Rural and Regional Development, PTPTN, Perbadanan Putrajaya, National Council of Welfare and Social Development (MAKPEM), Lembaga Zakat Selangor, and KRT Taman Sri Serdang. He also serves as an expert assessor and reviewer for numerous public and private universities, evaluating programs, promotions, theses, and serving as a guest lecturer and financial expert.

Known as an active media personality, Professor Fazli has made over 495 appearances on radio, television, newspapers, and magazines, including Radio IKIM, Bernama Radio, KLfm, TV3, Astro Awani, RTM, Berita Harian, The Star, and Utusan Malaysia. In recognition of his media contributions, he received the UPM Media Visibility Award for both 2023 and 2024.