Nugroho Saputro, M.Ec.Dev MemberNugroho is a faculty member at the Faculty of Economics and Business, Universitas Sebelas Maret. He obtained a Master in Economics and Development Studies from Gadjah Mada University. Nugroho was the first winner of LPS Call for Research 2020. His research areas are rural banks, bank market structure and regional economics.https://www.scopus.com/authid/detail.uri?authorId=5617858630